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Apple Siri settlement payments hitting bank accounts. What to know.

- - Apple Siri settlement payments hitting bank accounts. What to know.

Mary Walrath-Holdridge, USA TODAY January 28, 2026 at 3:24 AM

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Seeing a sudden infusion of cash in your bank account? If the deposit line reads "Lopez v. Apple," then for once, it's probably not a scam.

Payments appearing as "Lopez Voice Assistant" have begun appearing in the accounts of eligible customers affected by a 2021 Apple class-action lawsuit over alleged privacy violations.

Last year, Apple agreed pay $95 million to settle the lawsuit accusing the tech giant of using its virtual assistant, Siri, to "eavesdrop" on users without their knowledge.

Payments were set to go out on Friday, Jan. 23, according to the settlement website. Social media posts appear to show consumers beginning to see cash trickle in on that date as deposits hit checking accounts and money apps like Venmo and PayPal. Class members could choose how they wanted to be paid, including direct deposit and physical checks.

Payments were capped at $20 per claim, with each person eligible to submit up to five claims for five separate affected Apple devices. As is often the case with large class-action settlements, payouts are ultimately based on how many people file valid claims. According to reports and posts on social media, the average payment per device was reduced to around $8, with multiple claimants across platforms reporting receiving up to $40 for five devices.

USA TODAY contacted Apple and the settlement's administrator on Jan. 27, but has not received a response.

Apple CEO Tim Cook Apple and other company leaders introduced the iPhone 17, iPhone Air and other new devices and features at the company's highly anticipated annual event at the Steve Jobs Theater on its campus in Cupertino, Calif., September 9, 2025.

" data-src=https://s.yimg.com/ny/api/res/1.2/2fLDXUzVFnvzCSGkrf5XAg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xODYz/https://media.zenfs.com/en/usa_today_slideshows_242/a4538885948ebff4d5b4bc9d022c2220 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

Apple CEO Tim Cook Apple and other company leaders introduced the iPhone 17, iPhone Air and other new devices and features at the company's highly anticipated annual event at the Steve Jobs Theater on its campus in Cupertino, Calif., September 9, 2025.

">Apple CEO Tim Cook Apple and other company leaders introduced the iPhone 17, iPhone Air and other new devices and features at the company's highly anticipated annual event at the Steve Jobs Theater on its campus in Cupertino, Calif., September 9, 2025.

" src=https://s.yimg.com/ny/api/res/1.2/2fLDXUzVFnvzCSGkrf5XAg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xODYz/https://media.zenfs.com/en/usa_today_slideshows_242/a4538885948ebff4d5b4bc9d022c2220 class=caas-img>the star of Apple's product launch event, and the company said it's the most durable iPhone yet.

" style=padding-bottom:56%>The iPhone Air, which is slimmer than the most recent iPhone models, was the star of Apple's product launch event, and the company said it's the most durable iPhone yet.

" data-src=https://s.yimg.com/ny/api/res/1.2/8hFGhP82rIhhVPeV6XUORQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/2148d83b6fcbd34eceb2744df3728840 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The iPhone Air, which is slimmer than the most recent iPhone models, was the star of Apple's product launch event, and the company said it's the most durable iPhone yet.

">The iPhone Air, which is slimmer than the most recent iPhone models, was the star of Apple's product launch event, and the company said it's the most durable iPhone yet.

" src=https://s.yimg.com/ny/api/res/1.2/8hFGhP82rIhhVPeV6XUORQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/2148d83b6fcbd34eceb2744df3728840 class=caas-img>The iPhone Air will be available in four finishes: space black, cloud white, light gold, and sky blue. The price will start at $999. Pre-orders begin Friday, September 12, with availability beginning Friday, September 19.

" data-src=https://s.yimg.com/ny/api/res/1.2/ESa1Cx5rO5_as6WZhttARg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/a3b48b19c18dd9863996f54538d9ed28 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The iPhone Air will be available in four finishes: space black, cloud white, light gold, and sky blue. The price will start at $999. Pre-orders begin Friday, September 12, with availability beginning Friday, September 19.

">The iPhone Air will be available in four finishes: space black, cloud white, light gold, and sky blue. The price will start at $999. Pre-orders begin Friday, September 12, with availability beginning Friday, September 19.

" src=https://s.yimg.com/ny/api/res/1.2/ESa1Cx5rO5_as6WZhttARg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/a3b48b19c18dd9863996f54538d9ed28 class=caas-img>The Apple iPhone Air is the thinnest iPhone ever made at 5.6mm

" data-src=https://s.yimg.com/ny/api/res/1.2/cN2kPtQYeYARbho4w63ABg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/53533df89d46b5ec43d8c6726db8f3ad class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The Apple iPhone Air is the thinnest iPhone ever made at 5.6mm

">The Apple iPhone Air is the thinnest iPhone ever made at 5.6mm

" src=https://s.yimg.com/ny/api/res/1.2/cN2kPtQYeYARbho4w63ABg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD04ODc-/https://media.zenfs.com/en/usa_today_slideshows_242/53533df89d46b5ec43d8c6726db8f3ad class=caas-img>Apple iPhone 17 Pro will be available in Silver, Deep Blue and a new Cosmic Orange.

" data-src=https://s.yimg.com/ny/api/res/1.2/lJCIy0QjVOQnQOAkYsUY4Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/ac317db9a5538cb18259b39d70e7d34d class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

Apple iPhone 17 Pro will be available in Silver, Deep Blue and a new Cosmic Orange.

">Apple iPhone 17 Pro will be available in Silver, Deep Blue and a new Cosmic Orange.

" src=https://s.yimg.com/ny/api/res/1.2/lJCIy0QjVOQnQOAkYsUY4Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/ac317db9a5538cb18259b39d70e7d34d class=caas-img>The Apple iPhone 17 Pro camera features three 48MP Fusion cameras including a 4x and 8x optical zooms.

" data-src=https://s.yimg.com/ny/api/res/1.2/DRz.YHrFHInowomox53niQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/7ee6be38f9bf671496e9efd12429114c class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The Apple iPhone 17 Pro camera features three 48MP Fusion cameras including a 4x and 8x optical zooms.

">The Apple iPhone 17 Pro camera features three 48MP Fusion cameras including a 4x and 8x optical zooms.

" src=https://s.yimg.com/ny/api/res/1.2/DRz.YHrFHInowomox53niQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/7ee6be38f9bf671496e9efd12429114c class=caas-img>The Apple iPhone 17 Pro will feature an 18 megapixel front camera and three 48 megapixel rear cameras.

" data-src=https://s.yimg.com/ny/api/res/1.2/cmKTz3TIMI2zVYlnUUA6Yw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/28a546ea5fdce28d10cddd87b44000b2 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The Apple iPhone 17 Pro will feature an 18 megapixel front camera and three 48 megapixel rear cameras.

">The Apple iPhone 17 Pro will feature an 18 megapixel front camera and three 48 megapixel rear cameras.

" src=https://s.yimg.com/ny/api/res/1.2/cmKTz3TIMI2zVYlnUUA6Yw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/28a546ea5fdce28d10cddd87b44000b2 class=caas-img>Apple claims the iPhone 17 will have a brighter, more scratch-resistant screen and improved artificial intelligence features.

" data-src=https://s.yimg.com/ny/api/res/1.2/OMQieNUlddrakgqHBb9m9g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xNzM5/https://media.zenfs.com/en/usa_today_slideshows_242/e8e1b0b23bef352f012d2ed35815c32c class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

Apple claims the iPhone 17 will have a brighter, more scratch-resistant screen and improved artificial intelligence features.

">Apple claims the iPhone 17 will have a brighter, more scratch-resistant screen and improved artificial intelligence features.

" src=https://s.yimg.com/ny/api/res/1.2/OMQieNUlddrakgqHBb9m9g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xNzM5/https://media.zenfs.com/en/usa_today_slideshows_242/e8e1b0b23bef352f012d2ed35815c32c class=caas-img>The iPhone 17 will feature a 6.3-inch display with thinner corners. According to Apple, it will also come equipped with an all-day battery and 8 hours of video playback. For 10 minutes of charging, the iPhone 17 can power 8 hours of video playback.

" data-src=https://s.yimg.com/ny/api/res/1.2/Wx2TGBUHpGr6hswgjqGd6g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/cc9a732be3ae4186b93764e0e2bce7f2 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The iPhone 17 will feature a 6.3-inch display with thinner corners. According to Apple, it will also come equipped with an all-day battery and 8 hours of video playback. For 10 minutes of charging, the iPhone 17 can power 8 hours of video playback.

">The iPhone 17 will feature a 6.3-inch display with thinner corners. According to Apple, it will also come equipped with an all-day battery and 8 hours of video playback. For 10 minutes of charging, the iPhone 17 can power 8 hours of video playback.

" src=https://s.yimg.com/ny/api/res/1.2/Wx2TGBUHpGr6hswgjqGd6g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/cc9a732be3ae4186b93764e0e2bce7f2 class=caas-img>The Apple iPhone 17 will start at $799 and the smartphones release on Friday, Sept. 19.

" data-src=https://s.yimg.com/ny/api/res/1.2/Ycd.OVVkDeHVTYhzDumlrQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/06efd58cba129fb582ac22257c28937c class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

The Apple iPhone 17 will start at $799 and the smartphones release on Friday, Sept. 19.

">The Apple iPhone 17 will start at $799 and the smartphones release on Friday, Sept. 19.

" src=https://s.yimg.com/ny/api/res/1.2/Ycd.OVVkDeHVTYhzDumlrQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://media.zenfs.com/en/usa_today_slideshows_242/06efd58cba129fb582ac22257c28937c class=caas-img>

Apple announced AirPods Pro 3, saying the latest version will feature improved Active Noise Cancellation and better fit for more people. They also announced "Live Translation" a feature designed to provide real-time language translations.

" data-src=https://s.yimg.com/ny/api/res/1.2/ZWrMjczv6XiwVWKX_YwAHA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/adc2066d75e9cd3966c40b7bb06af702 class=caas-img data-headline="See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event" data-caption="

Apple announced AirPods Pro 3, saying the latest version will feature improved Active Noise Cancellation and better fit for more people. They also announced "Live Translation" a feature designed to provide real-time language translations.

">Apple announced AirPods Pro 3, saying the latest version will feature improved Active Noise Cancellation and better fit for more people. They also announced "Live Translation" a feature designed to provide real-time language translations.

" src=https://s.yimg.com/ny/api/res/1.2/ZWrMjczv6XiwVWKX_YwAHA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD0xMjQy/https://media.zenfs.com/en/usa_today_slideshows_242/adc2066d75e9cd3966c40b7bb06af702 class=caas-img>

1 / 14See Apple's new iPhone Air, iPhone 17 revealed at 2025 launch event

Apple CEO Tim Cook Apple and other company leaders introduced the iPhone 17, iPhone Air and other new devices and features at the company's highly anticipated annual event at the Steve Jobs Theater on its campus in Cupertino, Calif., September 9, 2025.

What is the Lopez v. Apple lawsuit?

Violation of privacy is the main complaint alleged in Lopez v. Apple. The class-action lawsuit, filed in a California federal court in 2021, alleges that Apple was recording users' private conversations without consent.

The recordings allegedly happened after users accidentally activated Siri, the built-in AI voice assistant that can be turned on by pushing buttons or saying "Hey, Siri" aloud. Usually, people use the "Hey, Siri" feature to set reminders, send or read texts, control smart home devices and perform other hands-free functions.

According to the lawsuit, Apple allegedly obtained consumers' confidential or private communications and then sold them to third-party advertisers.

Users claimed they saw ads on their phones for specific brands after discussing them aloud, and others said their devices listened to them without them having said anything to activate Siri. The initial lawsuit, filed on March 17, 2021, cites a 2019 article from The Guardian that found Apple's third-party contractors regularly heard confidential information. At the time, Apple said only a small portion of data was shared to help improve Siri and dictation.

What settlement was reached in Lopez v. Apple?

Apple denied the allegations made in the complaint, according to the legal notice obtained by USA TODAY; however, the company ultimately agreed to a $95 million class-action settlement.

Payments have begun going out in a class action settlement concerning Apple's Siri.Who qualifies for a settlement payment?

Customers who owned or purchased a Siri-enabled device and experienced an unintended Siri activation during a confidential or private communication between Sept. 17, 2014, and Dec. 31, 2024, are eligible for the settlement.

Devices that qualify under the lawsuit include iPhones, iPads, Apple Watches, MacBooks, iMacs, Apple TV streaming boxes, HomePod speakers and iPod Touches.

Payments for each device are capped at $20, but claimants may receive less depending on the total number of claims submitted. Each individual can claim up to five devices, possibly resulting in a maximum payout of $100.

The deadline to submit a claim was July 2, 2025. Eligible consumers who did not take any action to either exclude themselves or claim payment will not receive part of the settlement.

This article originally appeared on USA TODAY: Apple Siri settlement payments hitting bank accounts. What to know.

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